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Morning Commentary; Market Analysis & View Points
 
Simon Denham, Capital Spreads
  
      

Gordon and Darling have set the date for their last throw of the dice.

24th March will be D-Day for the current government as they spell out their plans for cutting spending and raising taxes to curb the budget deficit . . .

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Articles & Features
  

Sir David Walker's interim report, published in July this year provides a thorough analysis of the workings of bank boards in the run up to the banking crisis... 
Straight from the retail market where mobile banking is fast taking grip, mobile technology is now enabling corporate treasurers to respond on a timely basis and authorise payments on the move and bring their corporate treasury systems up to speed.
By inclination, Selwyn Blair-Ford is a problem solver. Having joined FRSGlobal in September 2006, Selwyn was integral to the UK FRSGlobal team that successfully analysed and designed the UK IRR reporting solution, which provided Basel II reporting for UK firms. His deep understanding of financial regulatory systems, rules and calculation methodologies has been honed over twenty years of first-hand banking and financial business processes, working in many of the world's most noteworthy financial institutions.
2009 is the year that the Direct Debit scheme for the Single Euro Payments Area (SEPA) was partially launched. For 2010, the payments industry is putting its hopes in a mandatory end-date coming from the European Commission. For FX&MM, Frances Maguire reports.
When it comes to SEPA and the PSD, it really is no exercise in hyperbole to describe Tony Richter as something of a guru. He has been running both projects for HSBC over the past two years, honing the complex system that promises a harmonised European payments arena.

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Making the Headlines
 

Hector Sants, Chief Executive of the Financial Services Authority, has unveiled plans to toughen up protection for consumers over financial products... 
Further stress-testing of UK banks will take place to ensure they can survive a 'double-dip' recession, insists the UK' s financial watchdog... 
A proposed new High Street bank, Metro Bank, which places special emphasis on giving a welcome for dog owning customers... 

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